Car accidents are overwhelming, even if no one’s hurt and the damage looks minor. But once the adrenaline fades, you’re left with questions: Do I need to call my insurance agent? What if the other ...

Over the past few years, widespread flooding, wildfires, and violent storms have affected not only people’s homes but also their cars. Meanwhile, the number of crashes on U.S. roads has remained ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Learn to navigate car insurance options and find the right policy that fits your needs and budget. Discover required coverages and ways to save money on premiums.

Insurers usually record all claims, including non-fault ones, and may take them into account at renewal. For example, if your parked car is hit and the other driver’s insurer pays for repairs, your no ...