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Most homeowners don’t realize this… Even with replacement cost coverage, rebuilding after a loss can cost more because building codes change over time. Electrical. Plumbing. Roofing. Structure. If your policy doesn’t include Building Ordinance or Law coverage, those upgrades may come out of your pocket. This is one of the most overlooked endorsements in insurance — and one of the most important. If you’re unsure whether you have it, we’ll review it with you. No pressure. Just clarity. #Insurance
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Do you know how much Ordinance or Law coverage you have on your homeowners insurance policy? With ever-changing building codes, it's important to be aware so you're not financially responsible for updates later on. | Tower Hill Insurance
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